what we offer
Essentially it boils down to three important things that distinguish a great portfolio from a good one.
1. Risk Profile and Assessment
2. Asset Allocation
3. Monitoring and Rebalancing
At Artham Finserve, we create portfolios based on the needs and aspirations of the client’s family’s risk profile. It is important to find the right investment solutions for their portfolio rather than vice-versa
Once the risk is determined, we then suggest a suitable portfolio that takes into account important factors like liquidity, volatility of the underlying and the capital risk associated with the asset class. Once we curate portfolios based on the client’s family’s needs, we consistently follow the asset allocation model. Our Asset Allocation model is not defined by the capital allocated by the client to us but by what the family owns in its entirety.
Product Offerings
- Core Options: Mutual Funds, ETFs, Stocks and Bonds. These products serve as a strong pillar to any investment portfolio. We ensure to recommend options from this category that reduce the volatility in the portfolio and provide optimal returns with immediate liquidity available whenever required.
- Alternates: Alternative Investments are those investments which are comparatively different from traditional asset classes. They are supplementary strategies to the overall long-only equity or traditional fixed-income options. Some of these options include
- Hedge Funds: They are also known as long-short funds. These funds typically aim to reduce the overall volatility of the portfolio by having long and short positions on the underlying stocks/commodities. There are several types of long-short funds depending upon their objective. At Artham Finserve, we regularly track a wide array of Long Short Funds and recommend the same to our investors to optimise their portfolios.
- Venture Capital Fund: A growing and very prominent asset class. Venture Capital funds invest in early-stage startups which are trying to change the status quo and looking to disrupt a particular industry. Artham Finserve has been working very actively with selected niche and distinct Venture Capital funds which have invested in startups that are surely disrupting the industries in which they operate and are poised to grow exponentially.
- Private Equity Funds: Funds that invest in companies with strong cash flow and balance sheets and are looking to expand further. These funds either invest in late-stage startups, pre IPO companies or even in listed companies. Several strategies fall under the umbrella of Private Equity Investments. We have been closely associated with select players in these spaces and also offer some direct deals where our investors get to co-invest with some of the best funds in the industry.
- Private Credit: Structured Funds that lend directly to businesses. Private credit lenders can structure credit agreements to match the borrower’s needs. These funds lend at a comparatively higher rate than traditional banks and can provide higher risk-adjusted returns to their investors. Artham Finserve offers fixed-income investing solutions in the form of private credit across several ticket sizes and based on the requirements of the investors. These investments can form a complementary allocation in an investor’s portfolio which improves the overall yield of a fixed income portfolio.
- Global Investing Options: It is important to not only diversify amongst the asset classes but also geographical diversification is important. Global investing not only helps in diversification but also allows investors several other benefits, like new investment avenues and asset classes.
Artham Finserve offers several global investing products including alternates.